Auto Insurance in Naples, FL

Auto insurance may help cover expenses from car accidents, injuries or property damage. If you’re financing or leasing your car, your lender will likely require you to have insurance until the loan is fully paid.

Florida Auto Insurance Requirements

Florida law requires all drivers to prove financial responsibility, typically by carrying a minimum amount of auto insurance. This includes:

• Personal injury protection for medical expenses and other costs after an accident, regardless of who is at fault.

• Property damage liability for damage you cause to another person’s property with your vehicle.

Although these are the minimum requirements, many drivers opt to increase their coverage limits or add other types of coverage for more comprehensive financial protection.

Essential Coverage Options

Many types of auto coverage are available, each addressing specific risks. Your agent may recommend the following:

• Liability coverage may compensate for claims of bodily injuries or property damage you cause in an accident.

• Comprehensive coverage may prevent financial loss if your vehicle is damaged by non-collision events such as theft, vandalism or severe weather.

• Collision coverage may pay for repairs to your car after an accident, regardless of fault.

• Uninsured/underinsured motorist coverage may provide crucial funds if you’re involved in an accident caused by a driver with insufficient liability insurance.

You may also want to consider optional add-ons, such as roadside assistance for emergencies and rental car reimbursement to cover transportation if your vehicle is in the shop.

Get a Custom Quote

C.J. Noel Insurance works with reputable insurers to provide competitive auto insurance options. Contact our team today to learn more or request a personalized quote.